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A woman holding a coffee cup in her kitchen and smiling.

A woman holding a coffee cup in her kitchen and smiling.

Grow your savings faster.

Lock in a great rate—no matter what happens in the financial markets.

SPECIAL OFFERS

3.65%^APY*

11-Month CD

3.75%^APY**

15-Month CD

Up to $300

when you open a NEW Get Real Checking^® account***

Open Now

Member FDIC Member DIF NMLS#: 402413

Specials available at any bankHometown office for a limited time and may be withdrawn without notice. Special offers are available for consumer accounts only.

*11-month CD: 3.65% Annual Percentage Yield (APY) CD rates are effective as of 07/20/2026. Minimum balance to obtain APY is $0.01. Minimum CD opening deposit is $1,000. Automatically renews at maturity for 12 months at the then current CD rate and term. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Available for IRAs. Rates offered are subject to change without notice.

**15-month CD: 3.75% Annual Percentage Yield (APY) CD rates are effective as of 07/20/2026. Minimum balance to obtain APY is $0.01. Minimum CD opening deposit is $1,000. Automatically renews at maturity for 18 months at the then current CD rate and term. Substantial penalty on certificates should the Bank consent to early withdrawal of principal. Available for IRAs. Rates offered are subject to change without notice.

***$300 ACCOUNT BONUS: Special offer is for opening a new Get Real Checking® account. Minimum balance to open Get Real Checking is $10. Bonuses are for new consumer checking account customers and limited to one account per tax owner. Tax owner must be at least 16 years old at the time of account opening to qualify for the bonus. Customers who have previously received a bonus on a checking account from the bank are not eligible. Bonus payment may be 1099 reportable. Account must be in good standing and have a positive balance at the time the bonus is paid. May not be combined with other promotional offers. This is a limited time offer and subject to change without notice. • $150 promotional offer is for enrolling in eStatements and having a minimum of $1,000 in aggregate direct deposits posted to the account OR enrolling in eStatements and conducting a minimum of 25 point of sale (POS) debit card transactions of $10 or more posted to the account within the first 90 days of account opening. The bonus will be credited to the account by the last day of the statement cycle following the 90th day the account was opened. • $150 loyalty bonus will be paid after the account has been open for 12 months if the account is still enrolled in eStatements and has an active recurring direct deposit posted to the account within the last statement cycle OR if the account is still enrolled in eStatements and has an active debit card (defined as 5 point of sale (POS) transactions of $10 or more posted to the account within the last statement cycle). The loyalty bonus will be credited to the account by the last day of the statement cycle following the 365th day the account was opened.

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