We offer an array of account options designed to help you save for and grow your business. What’s more, our free eBusiness Solutions Online and Mobile Banking can help you manage all your accounts easily and securely.

Business Money Market

Deposit excess cash and earn a competitive interest rate. A low minimum balance is required each month to avoid a small monthly fee.*


  • Earns a variable interest rate with higher rates for bigger balances
  • Excellent liquidity with a competitive interest rate
  • Customize the tools you need with eBusiness Solutions online services
  • Minimum opening balance of $100

First Choice Business Money Market

Save big and earn bigger! Stash your excess cash to earn a competitive interest rate with the ability to access your funds when you need them!


  • This is a variable rate account and the rate may change at any time.
  • Minimum balance to open account is $500.
  • $500 minimum balance required to avoid $6 monthly maintenance fee.

Business Certificates of Deposit*

Diversify your portfolio with term certificate options that deliver a guaranteed rate of return for the entire term. When your certificate matures, you can access the money for business expenses or reinvest to continue building your savings.


  • Terms of 6 months to 5 years
  • Competitive interest rates
  • Interest rate subject to change when term is complete
  • Minimum opening and deposit balance of $1,000

* Substantial penalty for early withdrawal.

Simplified Employee Pension (SEP) Plan

Set aside money in a retirement account for yourself and/or your employees with a Simplified Employee Pension (SEP) plan.* Two options are available for businesses.


  • Annual contributions made up to 25% of earned or net income*
  • Subject to annual IRS contribution limit*
  • Tax deductible expense*

*Certain restrictions may apply. Consult your tax advisor.


  • Discretionary annual contributions can be made by employer up to 25% of compensation
  • In any year an employer contribution is made, all eligible employees must receive a non-discriminatory contribution
  • Tax deductible expense*

* Certain restrictions may apply. Consult your tax advisor.

Ready to open an account?

For more information or to open an account, stop by one of our convenient locations or call Susan Collins at 774.696.5286.