Reserve Credit

This credit line is designed to protect you from overdrawing your checking account. When linked to your bankHometown account, it will transfer from your available credit to your checking should you have insufficient funds. You may apply for as little as $500 and as much as $5,000.

Collateral Loans

Looking to rebuild or establish credit? With this secured loan option, you can benefit from flexible terms. You can use your bankHometown savings account or certificate of deposit (CD) to secure the loan.


  • Loans up to 90% of funds on deposit with bankHometown
  • Flexible terms
  • Fixed monthly payment option available

Visit us today!

Life can be expensive, but we can help you navigate planned and unexpected costs with a wide range of personal lending options. Visit any of our conveniently located offices to begin the process today.