Application Requirements
- Applicants must have already been in business for a minimum of three years reflective and verified by their federal tax returns.
- If you have not been in business for three years and are interested in a loan, please contact a member of the Small Business Lending Team to discuss your options.
- Applicants need a minimum credit score of 700 with no history of bankruptcies, charge offs, or other derogatory information.
Financial Documentation Requirements
The following documentation will be required in order to submit a loan application. All documentation can be uploaded via our secure application portal.
- Last 2 years of business tax returns
- Last 2 years of personal tax returns
- Personal Financial Statement for any individuals to be involved with the loan
- Business Debt Schedule
- Certification of Beneficial Owners for an entity involved