| Account Service Fees | |
| Abandoned Property/Escheatment/Unclaimed Property | $100.00 |
| Account Inactivity1 (per month) | $5.00 |
| Check Printing | Prices Vary |
| CyberScout® ID Theft Services (annually) | $12.00 |
| Foreign Check (Canadian & non-Canadian plus correspondent’s collection fee) | $35.00 |
| Foreign Currency Exchange | $12.50 |
| Foreign Currency Purchase2 | $12.50 |
| IRA Annual Fee (per plan)† | $15.00 |
| IRA Transfer Fee (per plan)† | $50.00 |
| Lost Passbook | $10.00 |
| Notary Fee (non-customer) | $1.25 |
| Stop Payment | $34.00 |
| Tax Levy or Garnishment/Other Attachments/Escheatment | $100.00 |
| Debit Card Fees | |
| Non-bank ATM withdrawals, transfers or inquiries3 | |
| ATM Withdrawal Service Charge†† | $1.75 |
| Debit Card Replacement | $10.00 |
| Expedited Debit Card Delivery | Varies |
| Check/Money Orders | |
| Cashier’s/Treasurer’s Check | $5.00 |
| Money Order (up to $2,500) | $3.00 |
| Items Presented Against | |
| Automatic Transfer | $5.00 |
| Insufficient/Uncollected Funds4 (per item paid or returned; per presentment) | $34.00 |
| Research/Statement Fees | |
| Account Research (per hour) | $30.00 |
| Statement Copy | $5.00 |
| Fees for Returned Deposited Items | |
| Returned Deposited Item (Consumer Account) | $7.11 |
| Returned Deposited Item (Loan Payments) | $10.00 |
| Safe Deposit Boxes5 | |
| Various sizes are available in Millbury and Oxford, Massachusetts, as well as in Brooklyn, Killingly, Putnam, Thompson, and Woodstock, Connecticut. | |
| Drilled Box | $250.00 |
| Lost Safe Deposit Box Key | $30.00 |
| Safe Deposit Late Payment (per billing 30 days after the due date) | $10.00 |
| Safe Deposit Box Rental Fees5 | |
| 2 x 5 x 21 | $32.00 |
| 2 1/2 x 4 1/2 x 21 | $32.00 |
| 3 x 5 | $35.00 |
| 3 1/2 x 4 3/4 x 21 | $40.00 |
| 5 x 5 | $45.00 |
| 2 x 10 1/2 x 21 | $45.00 |
| 2 3/4 x 10 x 21 | $55.00 |
| 3 x 10 | $60.00 |
| 3 x 10 1/4 x 21 | $60.00 |
| 4 1/2 x 5 x 21 | $45.00 |
| 5 x 10 | $90.00 |
| 5 x 10 1/2 x 21 | $100.00 |
| 10 x 10 | $135.00 |
| 10 x 10 1/2 x 21 | $150.00 |
| Shelf Locker | $230.00 |
| Wire Transfer Fees | |
| Domestic Incoming Wire | $15.00 |
| Domestic Outgoing Wire | $25. 00 |
| International Incoming Wire, U.S. Dollars (USD) | $35.00 |
| International Incoming Wire, Foreign Currency (FX) | $10.00 |
| International Outgoing Wire, U.S. Dollars (USD) | $50.00 |
| International Outgoing Wire, Foreign Currency (FX) | $10.00 |
| (Foreign & special wire services subject to additional pricing) | |
| Personal Accounts | Minimum Daily Balance Requirement | Monthly Account Fee |
| Get More Money Market℠ | $500.00 | $6.006 |
| Get More Tiered Money Market℠ | $500.00 | $6.006 |
†Effective January 1, 2026.
††Effective January 1, 2026, at ATMs we do not own or operate and that are not part of the Allpoint® or SUM network. Does not apply to Get More Money Market or Get More Tiered Money Market accounts.
1Monthly fee will be charged when a checking or savings account with a balance less than $250.00 has been inactive for 12 months. Does not apply to Landlord Tenant Savings products, Burial Accounts, or accounts eligible for the 18-65 benefits.
2Foreign currency may be ordered in advance at any branch location.
3Not responsible for surcharges or fees imposed by other banks, ATM operators, and/or networks.
4May be imposed on overdrafts created by checks, in-person withdrawals, ATM withdrawals, or other electronic means. May be imposed when checks and items presented by electronic means are returned unpaid. For consumer accounts only: If the item presented is $5.00 or less or your account balance is overdrawn by $5.00 or less, there will be no charge. We have placed a limit of 5 charges per day on the total fees we will charge you for overdrawing your account.
5Safe Deposit Boxes are not insured by the FDIC.
6Monthly account fee applies only if the daily balance falls below the minimum during the statement cycle.
Notify us if you are 65 years of age or older or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.
